Electric Mountain Bike Finance

Spread the cost of your new eMTB over up to 48 months with 0% APR. Choose from 78+ electric mountain bikes and pay in affordable monthly instalments.

0% APR — zero interest
48 months maximum term
Quick online credit check
No early repayment fee
How It Works

Simple 0% Finance on Every eMTB

PeakPedal offers 0% APR representative finance on all electric mountain bikes via Klarna and V12 Finance. Here's how easy it is to get your new bike:

1
Choose your electric mountain bike
Browse 78+ eMTBs and select the model that's right for your riding style and budget.
2
Select finance at checkout
Choose your preferred term (6–48 months) and complete a quick online credit check — takes under 2 minutes.
3
Get instant decision
Most decisions are instant. Once approved, your eMTB is picked for PDI and dispatched within 2 working days.
4
Ride now, pay monthly
Your eMTB arrives fully assembled and PDI-checked. You pay monthly at 0% — no interest, no catches.

Finance is subject to status. Available to UK residents aged 18+. Representative APR will be shown at checkout. Minimum order value may apply. PeakPedal Ltd is an Introducer Appointed Representative of [Finance Provider], which is authorised and regulated by the Financial Conduct Authority.

Monthly Payment Examples

Haibike AllTrack 4 — 24 months
£2,499
£104/mo
0% APR
Orbea Wild H20 — 36 months
£3,199
£89/mo
0% APR
Cube Stereo 160 Race — 48 months
£3,799
£79/mo
0% APR
Santa Cruz Vala S — 48 months
£5,499
£115/mo
0% APR
Browse eMTBs & Apply

Examples only. Actual monthly payments depend on term and approval.

💡 Tip: Consider combining 0% finance with the Cycle to Work scheme. You get the salary sacrifice saving on the initial cost and can finance any remaining balance. Ask our team how to structure this.

Finance FAQs

Common Finance Questions

PeakPedal offers finance through Klarna and V12 Finance, both of which are regulated by the Financial Conduct Authority. Both providers offer 0% APR on terms from 6 to 48 months.
When you apply for finance, the lender will run a credit check. This will leave a soft footprint initially; a hard search is made only if you proceed. Soft searches don't affect your credit score.
Finance is available on orders from approximately £250. There is no maximum — we can arrange finance on our most expensive electric mountain bikes. Finance terms and maximum loan sizes are subject to lender approval.
Yes. You can repay your finance early without any additional charges. Contact the finance provider directly to request an early settlement quote.
📞 Help

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Free delivery · 0% finance available · Cycle to Work accepted